Free
0 €/ month
To start, without payment card
- Credits per month
- 100
- Credit limit / day
- 50
- Documents
- 3
- Model tiers
- Fast
- AI Team and suggested questions
- Wealth and manual portfolios
- Document focus
- Courses available for Free
Your AI financial coach
Finley AI
Your money. A clearer view.
Consolidate your wealth, consult with a team of AI agents, and delve into what matters to you. A space to understand your financial situation, without buy or sell orders.
Free: 100 credits per month. No card required.
No connection to your bank accounts.
Wealth
All your data, in an organized view.
Chat
An AI team, with your context.
Learning Hub
Lessons and progress, at your pace.
How it works
From scattered numbers to a useful conversation.
You don't have to complete everything at once. Start with the data you know, update your profile over time, and find information, conversations, and progress in your reserved area.
01
Organize your data
Complete your profile, add products, and register your portfolio. The completion bar shows you what's missing.
02
Read your wealth
Consult summaries, allocations, and monthly performance. Complete the questionnaire to access the model portfolio.
03
Consult with the AI team
Start with a suggested question or write your own. Choose the specialist, or let the automatic team route it.
04
Deepen, one step at a time
Use documents in Chat and follow the lessons available for your plan, retaining your progress.
01 / Wealth
The complete picture, not just the account balance.
Income, savings, family, goals, and investments are linked. Finley collects them in five views, with a completion bar and indications of data yet to be entered.
01Summary
Total wealth, liquidity, invested, debts, net worth, and monthly savings. Category charts, monthly snapshots, and AI summaries on request with indicated cost.
02Products
Accounts, deposits, investments, pensions, policies, loans, cards, and real estate: add, modify, and delete each item with its data.
03Overview
Personal data, family, work, income, expenses, and goals. Six questions define your investor profile, from Prudent to Aggressive.
04Portfolio
Manually register multiple portfolios and their positions. Compare the current allocation with the catalog model associated with your profile.
05Documents
Store PDFs, DOCX, and TXT, search them by name, and recall them in conversations with Document Focus. No automatic data compilation.
Data is entered and updated by you: no bank synchronization. Portfolio positions are manual only. Uploading a document does not create products or investments.
Current and model portfolio
A reference to understand, not a shopping list.
The questionnaire considers knowledge, experience, horizon, risk tolerance, loss capacity, and objective. Once completed, you can obtain a model portfolio from the catalog and read the rationale for the match.
The choice follows AI mode or configured rules. The AI selects an existing active model: it does not create portfolios, does not modify allocations, and does not indicate individual instruments to buy.
- 01
Your profile
A score and investor profile derived from the six answers.
- 02
The associated model
Name, description, risk, horizon, allocation, and rationale. Historical data only when available.
- 03
The comparison
Differences by macro-class compared to the portfolio you entered. You can request a new choice.
02 / Chat
You don't need to know what question to ask already.
Six areas and 36 suggested questions help you get started. The automatic team routes the question to the specialist, or you choose from 14 agents dedicated to budget, portfolio, retirement, risk, and other financial topics.
Organize your finances
Start investing
My portfolio
Pension and future
Home, family and protection
Taxes and inheritance
The context that matters
Answers can use profile, products, current and model portfolio. With Document Focus active, also relevant excerpts from your files.
Model and cost, before sending
Choose from your plan's tiers and see the credit estimate. The final charge follows the actual cost. Reason is only available with Top.
Conversations to retrieve
History, search, and Projects. Rename, move, or delete chats; copy answers, regenerate them, and leave feedback.
AI-generated content. May contain errors: verify important information. Web search is not yet available.
Your documents, within the conversation.
Upload PDF, DOCX, or TXT in the Wealth Documents tab. Search for files, open or delete them. When you activate Document Focus, Chat retrieves passages useful for the question and indicates their origin.
You decide when to use them.
Documents are retrieved in Chat only with Document Focus active. Indexing does not consume credits and is recorded in the history.
Up to 10 MB per file. You can store 3 documents with Free, 20 with Standard, and 100 with Top.
Files do not automatically update the profile and do not import portfolio positions.
03 / Learning Hub
Understand today. Pick up from here tomorrow.
Courses organized into modules and lessons, with categories dedicated to Finley, personal finance, investments, trading, retirement, and insurance. The required plan is indicated for each course.
Videos and materials
Embedded videos, descriptions, and downloadable PDFs when available.
Your progress
Mark completed lessons, resume from Continue Watching, and earn the course badge.
Ask the Chat
Start a conversation from the lesson with the question already set.
Accesses per plan
Reserved content remains locked without the required plan, with an invitation to upgrade.
The current catalog is demonstrative: videos and materials not yet uploaded are indicated in the lessons. Not all courses have content available yet.
Plans and credits
Start with Free. Choose more space when you need it.
The plan determines monthly credits, model tiers, daily limit, and number of documents. There are no unlimited responses: consumption depends on the model and actual usage.
Standard
9 €/ month
or 97 € / year · VAT included
- Credits per month
- 1.500
- Credit limit / day
- 500
- Documents
- 20
- Model tiers
- Fast + Balanced
- All Free plan features
- Access to Balanced models
- More space for documents
- Courses available for Standard
Top
19 €/ month
or 205 € / year · VAT included
- Credits per month
- 3.500
- Credit limit / day
- 1.200
- Documents
- 100
- Model tiers
- Fast + Balanced + Expert
- All Standard plan features
- Access to Expert models
- Reason Mode
- Courses available for Top
Prices include VAT. Even with annual payment, plan credits renew monthly and do not accumulate.
Do you just need more credits?
Top-ups can be purchased with any plan and last 12 months. They do not unlock higher model tiers, Reason, or reserved courses.
Top up S
1.000 credits
4,99 €
Top up M
2.500 credits
9,99 €
Top up L
6.000 credits
19,99 €
Credits, without a fixed number of messages.
The estimate is visible before sending; final consumption is calculated on the actual AI cost. Plan credits are used first, then top-ups in order of expiration. Balance, renewal, and movements can be consulted in your area.
The reference is 1 credit for every €0.001 of AI cost, applying the expected exchange rate and commission. Automatic specialist selection and document indexing do not consume credits.
Your account. Your consent.
Log in with email and password or Google. The processing of financial data requires your consent, and each account accesses its own data. Information necessary for the response may be processed by the AI service.
Finley is not a financial advisor, broker, or intermediary. It does not execute investments: it helps to understand information and scenarios.
Frequently asked questions
Before you start.
Does Finley connect to my bank accounts?
No. You enter and update your wealth data, products, and portfolio positions yourself. Finley does not require bank credentials and does not perform operations on your accounts.
Does Finley tell me what to buy or sell?
No. Finley is a financial education and coaching tool: it explains, compares, and simulates, without indicating individual instruments to buy or sell. The model portfolio is a catalog reference, not an investment order. Finley does not replace a qualified professional.
How is the model portfolio chosen?
First, you complete the six investor profile questions. The choice uses your profile and the active models from the catalog, according to the configured mode: AI or matching rules. The AI can select an existing model, but not invent instruments or modify percentages. The reasoning is saved, and you can request a new evaluation.
What happens to the documents I upload?
You can upload PDF, DOCX, and TXT files up to 10 MB per file. The text is indexed for search, and by activating Document Focus in Chat, relevant passages are used with the document name. Files do not automatically populate wealth or portfolio data. The limit is 3 documents with Free, 20 with Standard, and 100 with Top.
How many questions can I ask with the Free plan?
Free includes 100 credits per month and models from the Fast tier, with a consumption limit of 50 credits per day. There is no fixed number of questions: it depends on the model and the actual cost of the answers. The credit estimate is visible before sending.
How are credits consumed and renewed?
The charge for answers is calculated on the actual AI cost. Plan credits renew monthly and do not accumulate, even with annual billing. Plan credits are used first, then top-ups with the closest expiration. Top-ups last 12 months and do not enable higher-tier models or Reason.
Can I change my plan or cancel?
On the Subscription and Credits page, you can access Stripe's management for your subscription, payment method, and invoices. Upgrades are immediate with proportional credits; downgrades and cancellations take effect from the next renewal.
Do all courses already have videos and materials?
The Learning Hub manages embedded videos, materials, progress, and plan-based access. The current catalog contains demo courses: where videos and PDFs are not yet available, the lesson indicates it. Reserved content requires the indicated plan.
Start with your overall picture, not a product.
Create a Free account, enter your initial data, and discover the three sections with the welcome tour. You can add the rest at your own pace.